Professionalism and warmth are the core principles of our claims service. With 8 years of in the insurance industry, we have helped users secure hundreds of millions in.
Each month, we regularly update to document, and share practical insurance. Today, we present a titled “Diagnosed with Thyroid Cancer, Two Critical Illness Policies Paid Out Smoothly.” Below is the: Now, let’s delve into the detailed.With the assistance of Shenlanbao’s experts and planners, both insurance companies recognized Ms. C’s condition as meeting the critical illness criteria and approved her claims within a month of the incident.
The Forward Wuyou Lifetime Critical Illness Insurance stipulated a 150% payout of the sum insured (i.e., 600,000 RMB) if diagnosed before age 60. The Super Mary 3 Max Critical Illness Insurance also agreed to a 180% payout (720,000 RMB) for diagnoses before 60. The total payout from both policies amounted to 1.32 million RMB. (Super Mary 3 Max Critical Illness Payout Terms) We also remind clients that purchasing insurance through our platform includes one-on-one claim assistance services. In case of an incident, contact us immediately for professional support to ensure smooth claim processing. Follow the “Shenlanbao Focus Insurance Broker” WeChat official account and proceed as instructed. Shenlanbao Focus Insurance Broker 2. Key Takeaways from This Claim Case During Ms. C’s claim process, her primary concern was losing coverage after receiving payouts from both policies. Our claims experts reassured her that many products remain accessible to thyroid cancer patients, easing her worries. For those with similar experiences, we’ve compiled a list of critical illness products available post-cancer: – Post-thyroid cancer surgery patients (≥1 year recovery): iWuyou 3.0 may offer coverage excluding thyroid cancer but covering other conditions. – Other major illness survivors: Kangleyisheng Easy Underwriting 3.0 features simplified health questionnaires (3 items) and accepts applicants cured for ≥5 years, with eligibility up to age 65. – No-medical-underwriting options like Lanhai No.2 and Quanminbao (no health questions) provide 1-year coverage (excluding pre-existing conditions), suitable as basic safeguards when better products are unavailable. Additionally, no-underwriting million-RMB medical policies (e.g., Changxiang’an No.3, Huixiangbao) and regional Hui Min Bao programs offer accessible healthcare coverage alternatives.We have previously compiled a list of insurance policies available to cancer patients. Interested individuals can click here to view them.
For those who have not yet purchased critical illness insurance or are considering additional coverage, a multiple-claim critical illness policy is worth considering if budget allows. This increases the number of claims you can make for critical illnesses. If your budget is limited, a single-claim policy with optional add-ons such as a second critical illness benefit or cancer allowance can provide additional coverage. These options ensure you are not left unprotected after a major illness. To learn more about these products or to determine which one best suits you or your family, click the card below to schedule a consultation with a professional advisor. 3. Final Notes Over the past year, we have processed over 4,000 claims, assisting Shenlan Bao users in receiving more than 30 million yuan in payouts. Behind each claim is a family that has been supported during difficult times. In the coming days, we will summarize the 2024 claims data to demonstrate how we can assist with claims processing. We hope this data will help you better understand the value of insurance, ensuring you can utilize it effectively in times of need. Of course, our greatest wish is for everyone to stay healthy and safe.
