Insurance Notice

Many policyholders who purchased Hao Yibao 6-year or 20-year versions have received notifications about coverage upgrades. As a result, numerous inquiries have been made regarding whether to upgrade to the Hao Yibao Flagship Version. This product innovatively combines a 20-year million-yuan medical insurance with lifetime coverage for specific critical illnesses, making it an attractive option […]

A new colleague at Shenlan Insurance, Lily, recently completed her onboarding training on insurance knowledge. She decided to review her family’s insurance policies to see if they had fallen into any traps. To her shock, she discovered that her mother had been sold a policy by an old acquaintance, promising ‘all-in-one coverage with cash returns.’

This morning, the LPR rate was announced on schedule: the 5-year rate dropped to 3.5%. Shortly after, major banks such as ICBC, ABC, BOC, and CCB cut their deposit rates. The 5-year deposit rate fell to just 1.3%, while the 1-year rate dropped below 1% to 0.95%, marking a historic moment… One can’t help but

Following the central bank’s reserve requirement ratio and interest rate cuts, the LPR has decreased by 0.1%. Major banks such as ICBC, ABC, BOC, and CCB have also lowered deposit rates, with the one-year deposit rate now at a historic low of 0.95%. The insurance “assumed interest rate” is determined based on market rates. The

Effective from 12:00 AM on June 8, Fosun Prudential Life Insurance will discontinue three of its products. These include one increasing-term life insurance product and two participating life insurance products: – Xing Ying Jia (Phoenix Edition) – Xing Fu Jia Long Teng Edition Whole Life Insurance (Participating) – Xing Fu Jia 2024 Whole Life Insurance

If you still think million medical insurance only compensates you with money, you may not fully understand its value. Having million medical insurance means more than just covering medical expenses—it provides the confidence to stay healthy and even buys you time in a race against death. Here’s why: Illness is terrifying, but even worse is

Many people purchase resident medical insurance but may not fully realize its benefits. However, this insurance offers numerous reimbursement techniques that can save hundreds or even tens of thousands annually, applicable nationwide. Below are the details. 1. Outpatient and Cross-Region Reimbursement Most regional resident medical insurance plans cover outpatient services, but policies vary significantly regarding

For parents, children are a precious gift, and they will do everything in their power to protect them. This is evident when it comes to purchasing insurance for their children. “What insurance should I buy for my baby?” is a common concern among parents. Recently, we’ve noticed differing opinions on the order of purchasing insurance

Many policyholders prefer purchasing dividend insurance from large companies. However, most people are unaware of these companies’ dividend fulfillment rates. To address this, we spent a week analyzing the dividend fulfillment rates of over 300 products from four major insurers—China Life, Taiping, Ping An, and Taikang—as well as the highly regarded Sino-Italian Life. Which company

Recently, a group of new colleagues joined the company, and during casual conversations, the topic naturally turned to insurance. Many of them mentioned that after joining Shenlan Insurance, their perspectives on insurance, especially critical illness insurance, had changed significantly compared to before. Some even felt they had previously underestimated its value. If even those who