Claims Science Popularization

Recently, we received a deeply moving letter from a long-time follower. Mr. Ni, who had followed Shenlanbao for over 7 years, wrote a ‘thank-you letter’ to Shenlanjun, who has beening insurance for 8 years. This summer, he was diagnosed with cancer. Due to various concerns, he hesitated for nearly half a year. Ultimately, it was […]

This year marks the 8th anniversary of Shenlanbao’s establishment. As an institution dedicated to insurance education and product reviews, we have evaluated over 4,000 products and published more than 2,700 original articles. Our follower count across all platforms has also surpassed 11 million this year. However, as more new friends follow us, we face a

Recently, many friends have asked: ‘Is there any insurance that can be purchased and claimed after being diagnosed with cancer?’ Those familiar with health declarations understand how insurers avoid severe pre-existing conditions. Especially for critical illnesses like cancer, many products simply cannot be purchased, and even fewer allow claims. However, where there’s a will, there’s

“Why does critical illness insurance cost only 5,000 yuan annually for others, while I have to pay 8,000?” “Different platforms claim to offer high-value critical illness insurance, yet prices vary by hundreds or even thousands. Which one is truly cost-effective?” Have you ever encountered or worried about these frustrating questions? Critical illness insurance is the

Recently, a news story titled “Claim Denied for Cerebral Vascular Malformation” went viral on social media: Ms. Chai, a former insurance agent, purchased a policy years ago. When her daughter was recently diagnosed with cerebral vascular malformation, the insurer denied the 700,000 RMB claim, citing congenital exclusion. Ms. Chai disputes this outcome, arguing her daughter

Professionalism and warmth are the core principles of our claims service. With 8 years of experience in the insurance industry, we have helped our clients secure over 100 million in claim settlements. Every month, we regularly update claim case studies to document real-life incidents, convey the goodwill of insurance, and share practical insurance insights and

Professionalism and warmth are the core principles of our claims service. With 8 years of in the insurance industry, we have helped users secure hundreds of millions in. Each month, we regularly update to document, and share practical insurance. Today, we present a titled “Diagnosed with Thyroid Cancer, Two Critical Illness Policies Paid Out Smoothly.”

In December last year, the CEO of the largest health insurance company in the United States was shot three times on a street in New York and later died from the injuries. What is more surreal than the case itself is that the American public showed no sympathy for the deceased but instead filled the